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Disclaimer The information in this publication was compiled by The Zurich Services
Corporation from sources believed to be reliable for information purposes
only. All sample policies and procedures herein should serve as a
guideline, which you can use to create your own policies and procedures. We
trust that you will customize these samples to reflect your own operations and
believe that these samples may serve as a helpful platform for this endeavor.
Any and all information contained herein is not intended to constitute advice
(particularly not legal advice). Accordingly, persons requiring advice should
consult independent advisers when developing programs and policies. We do not
guarantee the accuracy of this information or any results and further assume no
liability in connection with this publication and sample policies and
procedures, including any information, methods or safety suggestions contained
herein. We undertake no obligation to publicly update or revise any of this
information, whether to reflect new information, future developments, events or
circumstances or otherwise. Moreover, Zurich reminds you that this
publication cannot be assumed to contain every acceptable safety and compliance
procedure or that additional procedures might not be required by abnormal or
unusual circumstances. The subject matter of this publication is not tied
to any insurance product nor will adopting these practices ensure coverage
under an insurance policy.
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