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Zurich’s Occupational Accident Overview (Growth Target)

Provides coverage for on-the-job injuries suffered by independent contractors (owner-operators) not covered under statutory workers’ compensation and leased to a customer-trucking frm

Appetite

• Owner-operators and 1099 contract drivers are eligible • Need a minimum of 25 insured drivers

• Couriers, logging, livestock and gravel truckers are not eligible

Product Breadth

Occupational Accident:

• Covered injuries include accidental death, dismemberment, paralysis, disability and/or medical expenses

• An accident or injury may expose both the injured driver and the trucking company to catastrophic fnancial losses

• Product is exclusively targeted to the trucking industry • High policy limits are available (up to $4M aggregate limit)

• A contingent liability option is available to provide the trucking company with legal defense and workers comp benefts if a covered driver seeks employee status for the purpose of receiving workers comp

Our value to our customers

• High policy limits

• Extensive experience in this market; senior Occupational Accident underwriters average 20 years experience

• We have a 96 percent renewal rate; evidence of customer satisfaction and loyalty • Quick quote turnaround: fve days or less • High success rate: 25 percent closing ratio

• One of the most comprehensive product portfolios in this market segment

Contact

Seth Shannon (214) 601-5543

seth.shannon@zurichna.com www.zurichna.com/accidentandhealth