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Programs (Growth Target)

Programs business may be the most complex and challenging sector of the insurance industry. As one of the leading writers of programs business, Zurich continues to be a dependable carrier for many of the best program administrators in the country.

Our appetite

Programs are designed to help meet the needs of groups with combined group-specifc knowledge, experience and resources. Zurich’s appetite for programs generally meets the following criteria:

• Program size usually represents a minimum of $5M in annual premium • Generally a homogeneous group or common industry • Consistent coverage and limits requirements • Single-line or multi-line programs

• Distributed underwriting and marketing authority to a program administrator, with referral and authorization thresholds

• Program administrator must demonstrate proven knowledge in the class or segment and the ability to rate, quote, issue and provide various levels of policy servicing and administration

We provide a variety of coverages, including commercial auto, general liability, professional liability, excess liability and property exposures for various target businesses and industry segments:

Airport buses Ambulances Auto rental

Auto rental counter products Boat builders

Builders’ risk – residential/commercial California earthquake Cement mixers Charter buses

Church and Religious Institutions Commercial property – catastrophe Commercial real estate Contingent/excess liability Contract Litigation Insurance Contractors’ equipment Corporate rental liability