Page 94 - 12-1296_Flipbook

90

Global Life North America

Today, a growing number of employers require cost-effective and comprehensive beneft solutions to satisfy the diverse needs of a global workforce. Corporate Life & Pensions understands the challenges of doing business internationally. We offer tailored group employee beneft solutions to U.S. multinational corporations that help address the market needs of a globally mobile workforce.

Our growth areas include:

• Group Employee Benefts • Multinational Pooling and Captives • Structured Benefts Funding

Our coverages include:

• Global employee beneft programs, including coverages for U.S. expatriates, third country nationals and local nationals of U.S.-based policyholders • Multinational pooling programs

• Fronting and reinsuring risk to captives of U.S.-based policyholders • Mortality based funding for U.S.-based policyholders.

Expatriate SolutionZ ™

Brief overview

Zurich understands the challenges of doing business internationally and has developed benefts programs to address the specifc needs of companies with overseas operations. Utilizing Zurich’s extensive global expertise and strong local presence, the Corporate Life & Pensions team provides innovative employee beneft solutions that deliver valuable effciencies to our customers.

Appetite

Most preferred

• Large companies with employees outside U.S.

Moderate preference

• Smaller companies with employees outside U.S.

Product Breadth

Group Term Life/AD&D

• Amounts up to 10x earnings, up to $5M combined • Guarantee issue up to $2.5M combined

• Minimal or no medical underwriting on basic schedules • Dependent coverage available